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Germany Bitcoin Reserves and Cryptocurrency Policies
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Germany Bitcoin Reserves and Cryptocurrency Policies

Germany regulates crypto as financial instruments under BaFin and MiCA, with no strategic Bitcoin reserves and strict AML enforcement, but offers tax exemptions for long-term holdings (May 2025).

Bitcoin Reserves

~200–500 BTC from seizures
Valued at ~$20M–$50M (May 2025)

Regulatory Stance

Neutral
Strict oversight via BaFin and EU’s MiCA framework

Government Activity

Liquidates seized BTC; major banks offer custody/trading
Discussions on strategic reserve ongoing

Germany Cryptocurrency Profile

Country BTC Reserves % of Global Holdings Legal Status Last Updated Key Policies
Germany ~200–500 BTC Estimated ~0.002% Neutral 2025-05-10
  • BaFin regulates crypto as financial instruments under German Banking Act (KWG, 2020); exchanges, custodians, VASPs require licenses
  • EU’s MiCA (2024) enforces uniform standards from 2025, including AML and capital requirements for VASPs
  • Individuals: 0% capital gains tax on crypto held >1 year; profits <€1,000/year tax-free; otherwise, income tax (0–45%)
  • Businesses: Corporate tax (~15–30%) on crypto gains; mining/staking income taxable
  • Crypto not legal tender; only euro accepted; classified as private money or assets
  • 2025 seizures: $38M in crypto tied to Bybit hack; unlicensed exchanges targeted, raising trust issues
  • ~4–5% of Germans (~3.5M users) own crypto; major banks (LBBW, DekaBank) offer custody/trading
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Last Updated: 14 May 2025 | 5:17 pm EST